So I now have a job in the insurance industry, and thanks to being a geeky Fuller grad, I am inclined to try and think theologically about the insurance industry.
Just a few thoughts:
If we want to try and help the world better reflect Christ, then in some respects, pooling our money via insurance premiums, and through them, taking care of those in need, seems to be pretty Christ-like. Now that's nice, but the problem is that all of this is definitely not done for simple altruistic reasons. (Is anything?) There is definitely a profit involved, (which is not by definition bad) but often that profit is created at the expense of those most in need of insurance, by not insuring people with certain limiting factors. Additionally, insurance sales (which I'll be responsible for) play on our fears. On the other hand, being wise and prepared is a good thing. One could argue that by not buying insurance, you're not contributing to the common good, and those in need. (If we all agreed to pool our money and you don't, don't feel bad when you're in need and you don't get anything) On the other hand, there a no shortage of better ways to contribute to the common good.
So in the end, yeah, it's definitely a mixed bag.
What do you think? What are some of your experiences with the insurance industry? In what respects has the industry, or a particular company, reflected the norms of Christ, and in what ways have we dropped the ball? What am I missing here?